How To Get cheaper Insurance For Your Teenage Driver
One of the most expensive aspect of owning a car is car insurance. So, on a norm, when you add a teenager car to your insurance policy for a year, it makes your rates to rise so high as much as 80 percent. The reason for this is because car accident is more like to occur with teen of 17 to 19 years old as compared to older men. So, insurance companies charge more than double time for there insurance payment.
YOU MAY NOT NECESSARILY ADD YOUR TEEN TO YOUR INSURANCE POLICY.
If your teen is driving family car, there is no much need for you to add them into your insurance policy. If you wish to add them, it is not bad, but just in other for you not to spend so much on such insurance, those teen and student could drive family car without the need for them to be included in your auto insurance policy.
GOOD STUDENT DISCOUNT FOR TEEN DRIVERS.
Students who are generally on a a B average, which is 3.0 of 4.0 scale are considered as good students, and this kind of students are observed to drive more calmly than normal students and there for insurance companies have made available discounts in the favor of this good students that can boost your savings. Therefore when a car is to be bought for a teen, you should make sure they go with there most recent results but how ever if the grade is not up to 3.0 yet, when ever it this results improve to 3.0, the insurance discount will take effect
IS YOUR TEEN AN OCCASSIONAL OPERATOR
Another means of saving money is through sharing a particular car with your teen, there for he can be seen as a secondary or occasional driver. This can be properly explained to the agent involve in the insurance policy because this kind of discount can easily be skipped through. And it really a way to get a good discount that will relieve of unneccesary expenses.
MAKE SURE YOUR KID IS THE PRIMARY DRIVER OF AN INEXPENSIVE CAR.
Since it has been discused here that the amount of insuring car is always very expensive, and the cost of the car determines how costly the insurance will be couple with the fact that insurance for teens are still way more expensive more. There for, it is very adviceable to give your teen the cheaper cars in the house for them to be the primary driver instead of given the very expensive one that is way more expensive to insure. This will go a very long way to save money and that inexpensive car will be more cheaper to insure
INSURE ON PARENT POLICY OR DIFFERENT POLICY
In trying to get a cheap insurance for a teen, it is not adviceable to put them on there own separate policy because that may be more expensive. Putting a teen on there parents policy seems the best way to go and this is because they will benefit from all the parents policy discounts and this diacounts includes; multi policy and multi car. But in some instances like if the teen is a good students, where by the insurance companies have a discount rate for them, it is always cheaper to allow such teen to have there own different policy.
It is always good to encourage your teen to have a good grades in other to be able to benefit from the discount mostly offers by the insurance companies to good students, then also giving the teen inexpensive car can also makes the teen driver insurance cheaper compare to those teens with expensive cars.
And don’t forget in as much as we try to get a cheap teen drivers insurance policy, we should not block the freedom of your teen as well. Instead learn how to encourage them to have a good results atleast 3.0 of 4.0 for those that are students which can help to secure good discounts.
ENROLL YOUR KID IN A DRIVING SCHOOL AIM AT TEENAGER
Enrolling your kid in a driving school that is able to certified the level of perfection of the teen on driving on the road is excellent. This will give you the chance and apportunity to be able to have upto 15 percent discount. This is because the driving school will give them good driving training that will reduce the risk of your teenager to have accident and this will inturn makes the insurance companies to give discount on the actual price that is to be paid. This is another means of getting a cheaper car insurance for your driving teenager
Originally Published By:- www.huffpost.com
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