Best Ways to Invest $10,000

Best Ways to Invest $10,000.

Having cash of this nature will make you think of various ways in which you can spend and invest it.
But to be honest it requires a lot of thinking as to know what best to do with it, so that in the next coming years you will be proud of your self
Instead of spending money extravangantly for pleasure, it is always best for you to try and invest it, this will give you more financial stamina later in the nearest future
But despite numerous ways in which you can invest, there are still very important and more realistic forms of investment you can do with the average amount at hand and also depending on how well you can take risk, your aim and plans in the future and the strategy of business you have. The following are few smart ways you can invest your $10,000.

1.Peer-to-Peer Lending
A typical example of this is a Lending club and Prosper
An investor is able to earn interests from medium loan given to peer groups and not from the financial banks, this type of investment offers upto 4 to 6 percent return yearly. This Prosper and lending clubs are very similar and they have been seen to work perfectly fine. Even with a minimum if $1000 you can start, but starting with more capital means you will also be earning more. Prosper is most preferred in the peer to peer lending because there interest return may reach as high as 6.59 percent.

Health Savings Account.
This medium allows you to be able to make the best use of the $10,000
you have in investing.
This money when keep in this account will grow tax free for a long term until you are ready to use it for a qualified health care expenses, that is when you will now withdraw it.
Once you reach 65, the money can be withdraw for any purposes aside health services and this makes it a very good means of investment but it doesn’t mean you cannot still save it for health care as it is supposed to be, This system of savings is of a great advantages as you can deduct your contributions from the tax, your interests grow tax free and you also can withdraw later on without any form of tax attached. This is one of the best investment ever.

Going Back to School
Investing on your education require alot of money and time sacrifices. Therefore, it is one of the best way to invest your money, because education as we know can be a pathway to a greater opportunity which you will earn more money at ease in the nearest future. Even though the $10,000 may not be enough, it will go a long way and help to cover alot of expenses. Studies have shown that the US Government have planned to hire more percentage of graduates this 2019 than they did in the previous years. Therefore the future of graduates is very clear and sending your self through college is an awesome investment.

Online Courses
You may see going back to school as something too inconvenient to do, and the idea may not suit you even when you still wish to have a good certification, therefore you can invest the money to sponsor your self on online certifications that can be of good use to get a change of career and it is also a very good kind of investment as well, because with such certifications you could get a proming job that will earn you good annual income.

Invest of High Yielding Savings Account
One of the savest and risk free method of investing your money is by putting it on a high interest savings account.
An online bank like BBVA bank offers a high interest savings among others and it have a minimum balance of $25 and it always give a very good offer.
This BBVA bank have the advantage of all the traditional commercial banks around with acess to ATM and debit card.

Build Your Own Motif
Motif is an investment platform where investment comes to create a very special or unique funds or motifs. This is a kind of investment when you try to think outside the box in a what you invest on. This includes investing on increasing high interest rate, looming natural gas or solar energy in China.
This kind of very unique business are usually a very good investment with a lot of interest gains.

Getting Designation
This has to do with investing on your self, trying to add an extra certification to your profession that will give you more credibility and more knowledge that will make you more professional in your chosen career. This is one of the very good ways you can invest your money also.

8.Starting Your Own Business.
Actually there is no better way to monitor your money your self rather than having your own business, with this, you will be solely responsible for making your money grow.
Starting your own business is a brilliant way to invest your money, knowing fully well how much you spend on business, you will not want to relent until you make a remarkable success on the business.
$10,000 is a very good and sufficient capital to start a very good business of your choice, and you could consult professionals on good business ideas.

This $10, 000 is quite enough money to kick start most businesses. How ever the level of inflation may not make it to be as much as we think it is, therefore the money should be put in the best possible use to get the best result. Atleaset 3 to 4 of these businesses could be put into action at once to reduce the risk involve in putting your entire capital on one business and as you progress you many narrow it to the particular one you are getting more income in.


  1. 15 Ways to Invest $10,000 June 20, 2019
  2. 5 Savvy Ways to Invest $10,000 in 2019, Jan 3, 2019

Image Credit: tradingacademy.com

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